Welcome to the Sep 02, 2008 edition of collection of personal finance articles by others.

Dorian Wales presents The Guardian: “Toxic Debt Can Damage Your Wealth” posted at The Personal Financier, saying, "The Guardian: “A panel of top Wall Street bankers has recommended cigarette-style health warnings on complex financial instruments and suggests that ill-considered bonus packages may be encouraging financiers to take excessive risks""

imarketing4s presents All The Debt Consolidation Information You Ever Needed To Know posted at Free Debt Consolidation: Qualified Financial Management.

David presents Your Credit Score and How to Improve It posted at Physician Entrepreneur, saying, "Here are 7 ways to improve your credit score."

KCLau presents How a medium family can retire comfortably (Real Life Case Study) posted at KCLau's Money Tips, saying, "a success story about a frugal family. If everyone learn to manage cash flow like they do, there will be no financial problem in Malaysia."

Joseph presents Saving Money At Garage And Yard Sales posted at Penny Pinching.

Tushar Mathur presents Your Future without Debt! posted at Everything Finance, saying, "There is a lack of financial and investment education in our schools. Here is some advice on investing or saving for retirement."

AndrewB presents You Think Making More Money or Losing Weight equals happiness? Think Again posted at Personal Hack, saying, "In this article I discuss the relationship between happiness and making more money. I would really appreciate it if you gave it a quick read and left me some feedback in comments, thank you ;)"

FIRE Getters presents Want To Be A Millionaire? Follow the YAWN Philosophy posted at FIRE Finance.

Joe Manausa presents How To Dispute Your Property Taxes posted at Tallahassee Real Estate Blog, saying, "As long as the assessed value does not exceed the market value they will raise the assessed value, so it is important to know what your property is worth today!"

Del Sandeen presents 10 Things You Need to Know Before You Refinance Your Home | Fiscal Liberty posted at Fiscal Liberty.

Ace Elliott presents Avoiding Mortgage Foreclosure posted at Care on Credit, saying, "As the home mortgage market sways find out what you can do to anchor yourself and weather the foreclosure storm."

KCLau presents What Do You Know About Bankruptcy? posted at KCLau's Money Tips, saying, "Bankcruptcy is a word that immediately brings a negative vision to our minds. It happens everywhere in the world and is not partial to a certain country, race or nationality. An article on how bankruptcy happens and how to be discharged from bankruptcy."

Dean Paley presents Are Gifts & Inheritances Taxed In Canada? posted at Tax & Financial Planning Blog, saying, "Are you receiving an inheritance from Canada?"

Praveen presents How Markets React to Fundamentals posted at My Simple Trading System.

Mayank Arya presents 10 Calculations to know posted at The Aryan Expedition.

Ross Taylor presents Keep personal finance simple! posted at UncommonAdvice.

CheapLee presents Why you may never want to touch a mutual fund again? posted at Cheap Lee Dot Com, saying, "We often see mutual funds as an all encompassing solution to our investment plan. Too often, we either ask our friends or our brokers to give us some ideas, and then walk away expecting to achieve the returns we want. In the end, you may have made the wrong choice to begin with. Here's why..."

Tushar Mathur presents Advantages and Disadvantages of ETFs posted at Invest In India, saying, "ETFs are mutual funds, whose units can be bought and sold on the stock exchange."

imarketing4s presents How To Work Through Debt Consolidation Companies To Become Debt Free posted at Free Debt Consolidation: Qualified Financial Management.

Mike Leonard presents Living Paycheck to Credit card to Paycheck posted at Until Debt Do Us Part.

Edith presents BizTechDay - Use Technology to Grow Your Business, Saturday October 25 San Francisco posted at BIZtechDay.

Phil B. presents Retirement Calculator « Phil for Humanity posted at Phil for Humanity, saying, "Use this retirement calculator to determine if you have enough money to retire."

Ralph Jean-Paul presents 15 ways to save money during a recession posted at Bugs Munny, saying, "Investing money wisely should be a practice that you are taking part in whether the economy is good or slow. Here are some ways you can save some extra bucks so that you still have the opportunity to use your money to grow your wealth."

Dorian Wales presents The Trend Isn’t Always Your Friend – Improbable Scenarios Present Rare Investment Opportunities posted at The Personal Financier, saying, "The probable probably won’t happen"

Upside Trader presents Hey, Maybe I'm Wrong posted at upsidetrader, saying, "I'm the biggest financial bear on the planet as you all know. Najarian is talking about the off the charts call option action in the financials today, and I do have to "respect" bullish action in any group when it presents itself."

That concludes this edition. Submit your article to the next edition using our submission form.