Welcome to the Jun 02, 2008 edition of collection of personal finance articles by others.

William Blake presents How to Avoid Debt With Good Budgeting posted at Becoming Debt Free.

Michael Geoffrey presents Ditch The Credit Cards To Save Money posted at Debt Smackdown.

Hanna Kassis presents Tax Breaks for College Students: pt. 2 posted at College Finance 101.

Jose DeJesus MD presents Drawing on Your Retirement Funds posted at Physician Entrepreneur.

KCLau presents Twitter Updates for 2008-07-07 posted at KCLau's Money Tips, saying, "A mini update on before and after conditions of a Malaysian restaurant"

KCLau presents How inflation affects your life? posted at KCLau's Money Tips, saying, "n article on how inflation can affect your life. Also, I am giving away a book based on a 10-year study of 200,000 managers and employees. It shows you how the best managers use recognition to engage their people, retain talent and accelerate performance. You will get this great book written by Adrian Gostick and Chester Elton - THE CARROT PRINCIPLE."

Andrew Scotchmer presents How To Better Budget Your Income | Complete Kaizen posted at Complete Kaizen, saying, "How to tweak your household income and have more to spend and save."

Larry Russell presents Living Expense Tracking Methods posted at Pasadena Financial Planner.

Joe Manausa presents Understanding Trends In Real Estate posted at Tallahassee Real Estate Blog, saying, "Actual inventory trend analysis helps us to understand the overall movement of our residential inventory over a period of time. Of all the trends in real estate that we study, inventory trends are the most important. The longer the period of time that we study, the less that “noise” affects our view."

William Blake presents Understanding Your Debt Consolidation Options posted at Becoming Debt Free.

Joe Manausa presents Housing Prices Decline Slightly - A Clear Picture Is Forming posted at Tallahassee Real Estate Blog, saying, "While there have been many articles written on the declining real estate market, most are filled with facts and figures that are difficult for the lay-person to follow. This article is filled with easy-to-understand graphs that demonstrate the modest decline in home prices."

KCLau presents Average Monthly Household Income in 2007: Is it enough? posted at KCLau's Money Tips, saying, "According to a survey done by the Statistic Department for the Economic Planning Unit, published in Personal Money Magazine June 2008 edition, a typical family in Malaysia earns only RM3686/month. How much this is worth and how much can be spent."

Michael Geoffrey presents Bankruptcy Questions That You Need Answers To Before Filing posted at Debt Smackdown.

William Blake presents Teaching Kids Financial Responsibility posted at Becoming Debt Free.

George Guarini presents How well do you know YOUR bank? posted at Bankers Exchange Services, saying, "How to safely invest more than $100K into one bank using the CDARS program."

Value Seeker presents Stock Investment Resource: Stock Market Investing Tips - Democrats and Offshore Drilling posted at Stock Investing, saying, "Author discusses the lunacy of the Democratic opposition to offshore drilling."

Ben Dinsmore presents How to Sell a Vehicle with Negative Equity (Upside Down) posted at Trees Full of Money, saying, "If your financial situation has changed and you need to part ways with your “upside down” gas guzzling vehicle, here is how to do it."

Raymond presents How To Generate Valid Credit Card Numbers posted at Money Blue Book.

Helen Anderson presents 4 Reasons Why Investors Should Avoid Hedge Funds at All Costs posted at Bankaholic.

Lane Wright presents Three Forex Trading Strategies posted at Awesome Forex Alerts.

The Shark Investor presents Financial Wisdom From India posted at The Shark Investor, saying, "Some frugal ideas from India"

Joe Manausa presents Tallahassee Real Estate - Market Graphs Updated posted at Tallahassee Real Estate Blog, saying, "A compilation of real estate market graphs that shows different segments of the real estate market and how it is performing."

KCLau presents The Money Book: A CAP Guide to Managing Your Money posted at KCLau's Money Tips, saying, "Published by Consumers Association of Penang (CAP), a run down on how to manage your money and a list of what the money book discusses."

Phil B. presents Stop Using Credit Cards « Phil for Humanity posted at Phil for Humanity, saying, "Save money by stop using credit cards."

FIRE Getters presents Digging for Gold - Online! posted at FIRE Finance.

Larry Russell presents Financial Planning Reading List posted at Pasadena Financial Planner.

imarketing4s presents Startup Business Loans Can Be Your Best Partner | LoanHunt.com posted at LoanHunt.com.

Decision Care presents 5 Essential Habits to Avoid Financial Disasters posted at DecisionCare, saying, "An important article about using simple tips to prepare for financial crises. Thanks for reading!"

ISPF presents Don’t Go Down with the Economy! posted at Grad Money Matters.

That concludes this edition. Submit your article to the next edition using our submission form.