Welcome to the Aug 17, 2008 edition of collection of personal finance articles by others.

The Stock Teacher presents Ouch- CROX Just Taught Me A Lesson posted at Stock Investment, saying, "Author looks back on the lessons he learned from his investment in Crocs."

Joe Manausa presents HR 3221 - Good For Tallahassee posted at Tallahassee Real Estate Blog, saying, "For Fannie and Freddie, it seems they got much of what they asked for, and a few things they did not when the President signed HR 3221. It authorized $300B (B as in Billion) to expand the Federal Housing Administration (FHA) loan guarantee programs."

FIRE Getters presents Investing - Total versus Annual Returns posted at FIRE Finance.

William Blake presents Obtaining a Loan is Still Possible After Bankruptcy posted at Becoming Debt Free.

Michael Geoffrey presents How The Credit Score Rating Scale Works posted at Debt Smackdown.

Save Money presents Three Principles Of Personal Finance posted at How I Save Money.net.

Mr Credit Card presents Cash Back Credit Card Guide posted at Ask Mr Credit Card's Blog.

Joe Manausa presents 3 Bogus Real Estate Statistics - Know Them Or Be Burned By Them posted at Really Better Real Estate, saying, "There is a disturbing habit of our recognized industry leaders to quote statistics that have no basis at all. Some of them are downright wrong! This article will recognize three of the most important bogus real estate statistics that everyone ought to know about."

Joe Manausa presents What Homes Have Sold? New Versus Resales posted at Tallahassee Real Estate Blog, saying, "New home sales versus resales, you might be surprised to find that builders are not helping with the current over-supply of homes on the market."

Joe Manausa presents Tallahassee Market Update posted at Real Estate Market Reports, saying, "Here is a housing inventory report, hot off the press for the housing market. The statistics are starting to point out that inventory levels seem to be falling for the first time in many years."

David presents Investing in Bonds - The Basics posted at Physician Entrepreneur, saying, "Here is a guide to the basics in investing in bonds"

KCLau presents Frugal living doesn’t mean cheap posted at KCLau's Money Tips, saying, "List of benefits of being frugal and what frugality is about"

Anand presents Ian Stephens - Identity of a Wealth Builder posted at Anand Dhillon . com, saying, "This post includes a free download of Ian Stephens wealth building audio program: Identity of a Wealth Builder. Ian went from being more than $100,000 in debt to living in a $1 million home in 3 years. In this program, he details his formula for financial success."

Adam Hagerman presents Health Insurance: Part 1 - Deductibles posted at Your Money Relationship.

William Blake presents Bankruptcy Laws Protect Borrowers From Harassment By Creditors posted at Becoming Debt Free.

Michael Geoffrey presents What Do You Believe About Money? posted at Debt Smackdown.

Wilfrid presents Making Money Online, Ten Things I Wish I Knew As A Beginner posted at Your Finish Rich Plan.

Sam presents How to Save on a Home Mortgage Loan, Mortgage Refinancing, Second Mortgage Loan. posted at Surfer Sam and Friends, saying, "How to Save Money on a Home Mortgage Loan All Interest Rate Quotes Are Not Alike Don't Let Closing Costs Scalp You ... The lender provides you money. In exchange, you agree to repay the lender the principal of the loan, plus interest. Payments are usually monthly. You also agree to pay the real estate taxes, to pay for property and liability insurance, and to maintain the property."

Raymond presents How To Get Your Free FICO Credit Score posted at Money Blue Book.

Livingalmostlarge presents Book Review: Net Worth Workout posted at LivingAlmostLarge, saying, "Chance to figure out if you are in good financial shape. Leave a comment to win."

Sandy Naidu presents Emergency Fund Savings - Emergency Fund Tips | FutureNestEgg posted at Future Nest Egg.

Sandy Naidu presents Behavioral Finance - Investor Psychology - Behavioral Finance Stock Market Investment | FutureNestEgg posted at Future Nest Egg.

Master Your Card presents 10 Tips for Beating Inflation posted at Master Your Card.

Michael Cintolo presents A Beatiful View in War and Peace posted at The Iconoclast Investor.

Steven Lohrenz presents Avoid Foreclosure In The Future In Your Local Market posted at Help Stop My Foreclosure, saying, "Tips for avoiding foreclosure on your real estate properties."

That concludes this edition. Submit your article to the next edition using our submission form.