Welcome to the May 17, 2008 edition of collection of personal finance articles by others.

Babak presents Why Low Trading Volume Is Dangerous posted at Trader's Narrative, saying, "Low trading volume can often presage important stock market tops."

Joe Manausa presents The ?No Brainer? Investment posted at Tallahassee Real Estate Blog, saying, "It is estimated that the average cost to a parent (not the total average cost) to send a child to college is roughly $20,000 per year. Many kids are working and earning money and I suspect that is why this average cost to the parents is not higher. The worst part is (according to an accountant friend of mine), this expense is not even tax deductible! How about an investment strategy that might help the average parent in this situation?"

FIRE Getters presents Vanguard's Managed Payout Mutual Funds - A Primer posted at FIRE Finance.

Sagar presents 6 Ways Greenspan Caused the Current Economic Crisis | Currency Trading.net posted at Currency Trading.net.

Heather Johnson presents 10 Tips for Eating Healthy on the Cheap | Personal Finance Blog by Money Ning posted at Money Ning.

Christopher Johnson presents Getting A Handle On Your Credit Cards posted at christopheraaronjohnson.net.

Steve Faber presents - Investing for Kids posted at DebtBlog.

Vera Lang presents Zero Deductible Insurance: The Pros And Cons | Be Safe Insure .com posted at Be Safe Insure .com, saying, "This article sets out what 'deductibles' mean for various kinds of insurance, and then discusses pros and cons. Zero deductible insurance does not necessarily save you money ~ it depends..... The article sets out some details..."

MyMaria presents Personal Debt Management Options posted at Financial Tips, saying, "Thanks for considering my post for your carnival."

William Blake presents Getting Help Paying Off Student Debt posted at Becoming Debt Free.

Michael Geoffrey presents How to Get Out Of Debt posted at Debt Smackdown.

Abdulrasool Sumar presents Trade Off Between Closing Costs & Mortgage Interest Rates posted at Mortgage Loan Calculator, saying, "You might be surprised to find out that your neighbour next door has a lower interest rate on his mortgage than you do, even though you bought your properties at about the same time. This has happened to thousands of Americans countrywide but we'll tell you why that is the case. Being so competitive, the mortgage market always has a tradeoff between loan closing costs & interest rates charged. Your neighbour who got the lower interest rate may have paid a lot more in closing costs than you did, and that's why he has a lower interest rate. What's more, a large portion of those closing costs may have been added to the loan balance, making it seem like he got a really good deal (because he did not have to pay cash for closing costs). So how can you balance the tradeoff between closing costs & interest rates making sure to pay the least in closing costs and getting the lowest interest rate possible? We will show you how to shop for mortgages and compare their real costs of borrowing."

KCLau presents Don’t be stupid! Keep paying. posted at KCLau's Money Tips, saying, "About why paying premiums for existing policies can be the best savings you can have."

hank@myinvestingblog.com presents “Demystifying” The Subprime Mortgage Crisis And Other Questions; An Interview With Dan Crittenden | My Investing Blog posted at My Investing Blog.

Wilfrid presents Your Credit Card Is Better Than Your Debit Card! posted at Your Finish Rich Plan.

Trevor McKay presents Does Anniuty Fraud Exist? posted at The Annuity Professor.

Ken presents Stock Investment Resource: Stock Market Investing Tips - Growth vs. Value Investing posted at Stock Investing, saying, "The pros and cons of investing in growth vs value stocks."

Hanna Kassis presents Employers Check Your Credit Too! posted at College Finance 101, saying, "Visit our site."

Ideal4Investors presents Invest Your IRA in Real Estate for Beginners posted at Ideal Investment Corner, saying, "Ideal 4 Investors conducts an online seminar with The Entrust Group on self-directed IRAs-- how to set one up, how to use it to invest in real estate and notes, and what the IRS won't allow."

Stephan Grindley presents Debt Consolidation: The Scare Tactics posted at The Debt Consolidation Advisor.

Helen Anderson presents 7 Secrets to Personal Finance Success at Best CD (Certificate of Deposit) Rates, Money Market Rates, High Interest Accounts posted at Bankaholic.

Christopher Johnson presents Smart Personal Finances posted at christopheraaronjohnson.net.

Brice Hogan presents How to Create an Effective Spending Plan posted at Financialzip.com, saying, "In any financial plan it begins with knowing where your money is going and how to organize it. Read more here."

Barb A. Ryan presents 10 - Independent Investment Counselors and Financial Advisors posted at Pasadena Financial Planner.

Raymond presents How To Make Money From Balance Transfer Credit Cards posted at Money Blue Book.

Raymond presents The Best Frequent Flyer Airline Miles Credit Cards For Cheap Flights posted at Money Blue Book.

Raymond presents How To Get Your Free FICO Credit Score posted at Money Blue Book.

Investing Angel presents Some Thoughts On Google (GOOG) » Free Stock Market Investing Tips posted at Stock Tips, saying, "A few thoughts about the google stock"

Tip Diva presents Top Ten Tips - Managing Your Personal Budget posted at Tip Diva, saying, "In uncertain economic times, it’s a smart idea to know where your financial status stands. If you’re looking to start cutting down on expenses, the best way to do so is creating a personal budget"

David Hunkar presents British Bank ADRs - A Bargain? posted at TopForeignStocks.com, saying, "There was an article in the “This is Money” site on May 8th about British bank stocks. The article basically suggested that maybe its time to cherry pick some of these battered banks.Experts seem to believe that the worst of the credit crunch is finally over and that good times are ahead for British banks. My post discusses about British Bank ADR stocks and analyzes which ones might be worth picking up now."

Joe Manausa presents Open Houses - Did You Know? posted at Tallahassee Real Estate Blog, saying, "One technique that real estate professionals use to meet more buyers is to hold an “Open House” on a home for sale. Statistically, there is less than a 1% chance of selling that home due to the Open house, so you might wonder why do it at all."

Logan Flatt, CFA presents Why Are Oil Prices So High? Gold Solves the Riddle. posted at PowerWealth.com.

Dean Paley presents Personal Money Tips » Blog Archive » Household Net Worth Planning: The Cornerstone Of Personal Finance posted at Personal Money Tips, saying, "Part of the financial planning process is setting your net worth goals. This article is about the importance of planning your net worth."

Dean Paley presents How To Create A Financial Plan posted at Personal Money Tips, saying, "An interesting article that outlines the steps you can use to establish a financial plan."

Ken Clark, CFP presents Withdrawal Rules for Different College Accounts posted at Saving for College - About.com, saying, "Rules on tapping your kids' college accounts if money becomes to tight."

Jed Norwood presents Study and Prepare to Trade the Forex Market posted at Forex Strategy, saying, "This post will help you understand the importance of studying and preparing to trade the Forex market."

Sagar presents The Foreclosure Investor?s Cheat Sheet: 100 Useful Web Resources posted at International Listings Blog.

Rickey Henderson presents A Memo from the Office of Steven R. Lawlor, CPA, to Indiana Jones posted at Riding with Rickey.

Faron Benoit presents Why Pensions Are Important posted at Financial Learn.

Christopher Johnson presents Tax Rebates, Economic Stimulus, And Annual Bonuses posted at christopheraaronjohnson.net.

Steve Faber presents - Using a Trailing Stop Limit Can Generate Explosive Investment Returns posted at DebtBlog.

Investing Angel presents Why Most Investors Buy High And Sell Low » Free Stock Market Investing Tips posted at Stock Tips, saying, "Most investors buy stocks when they are overvalued since they give into herd mentality."

Mag Herrera presents What I like about Credit Cards posted at Life. Money. Development., saying, "A balanced review of credit cards' nature and usage."

Michael. presents Foreclosure: House Sells For Less Than What is Owed at an Auction posted at Michael Emilio.

That concludes this edition. Submit your article to the next edition using our submission form.