Over time, you might have invested in and accumulated many MF schemes. You would have purchased them based on your research, based on your MF agent’s advise, or by following “tips” from TV channels / newspapers / friends.
Purchasing these MF schemes might have been a good choice at that time. But how are these schemes performing now? Are they beating their benchmark? Are they ahead of their category averages? Would they be performing well going forward?
You need to do this analysis periodically, so that you can remove non-performers from your portfolio and replace them with winning MF schemes.
Ideally, the MF portfolio should be analyzed once every year. At the least, it should be done once every 1.5 years.
Anything longer than that would mean that you run a risk of having non-performing MF schemes in your portfolio. Why do that, when you can be getting more returns out of the same amount of money by just adjusting your portfolio?
You might be getting advise from your MF agent about selling some MF scheme, and investing in some other. So, why should you pay me for this service?
Just think about your agent’s motivation, and mine. Of course, there are good MF agents and advisors out there. However, their number is small. Here are the risks you face when you listen to your MF agent’s advise:
As you can see, the service of most MF advisors and agents is not really “free” – it costs you in terms of lesser returns!
Are you sure you want to take this risk with your money?
On the other hand, I earn solely from you – the fee that you pay me is the only way I earn money from this service. So, when I ask you to buy or sell units in some MF scheme, I am thinking about YOU and your best interest. I am not thinking about my commission, because I don’t get any!
So, get your MF portfolio analyzed by an expert by paying a small fee, and get great performance in return!
SIP is THE best way, and with proper analysis like this, all my goals are achievable! Thanks Raag!”
Once you purchase this service, I would contact you through email, and get your MF portfolio details from you. Once I have the details, I would do the analysis and provide the report to you.
The price of the MF Portfolio Analysis service depends on the number of MF schemes in your portfolio.
The price is very much justified.”