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9 Tips on Figuring the Saving And Investment Needed to Fund Your Retirement

The primary reason why people are unable to properly plan for their retirement is that they do not see it as an immediate problem. Without realizing what is needed to fund their retirement, they face many problems when they come close to it. Here are the top 10 tips for figuring the savings … [Read more...]

Debt Collection or Debt Recovery – Where are We headed?

We take loans for almost everything - a house, a car, a computer or laptop, an LCD TV, a foreign vacation, and a lot more. We have every intention of repaying that loan, but there are times when we just can't - due to things like loss of income or unexpected expenses, there are times when we stop … [Read more...]

Need for Financial Planning – Why You Must Have a Financial Plan

Dreams can always become a part of your reality with proper planning. Every family creates its own budget highlighting savings. We often witness people getting the same salary enjoying different lifestyles and giving priorities to different needs. It is the way we plan today that will define our … [Read more...]

What “Kolaveri Di” Song Teaches You About Personal Finance

Unless you have been hibernating for a few months, there is no way you have not heard about the song "Kolaveri Di". It is a song from an upcoming Tamil film, and the lyrics are in Tamil and English. The song is HUGELY popular - not only in Tamilnadu, not only in Southern India, not only in … [Read more...]

Retirement Planning – How Much Should You Save To Build Your Retirement Corpus?

We see a lot of advise floating around when it comes to retirement planning. Many experts advise to save a fixed percentage of your salary every month in order to build your retirement corpus - the advise usually ranges from 5% to 20%. But is this approach of having a ball park percentage … [Read more...]

Positive Changes For Small Saving Schemes and Public Provident Fund (PPF) – What It Means For You

The Government had recently announced many small changes that should bring cheer to you! This includes changes in Post Office Savings Accounts, Post Office Monthly Income Scheme (PO MIS), and Public Provident Fund (PPF). Following are the details and their implications for … [Read more...]

Fixed Maturity Plans (FMPs) of Mutual Funds – Benefits of investing

With inflation figures on the rise, the interest rates offered by banks on deposits are also rising. This may look like a rosy picture for those who derive a major chunk of their income from fixed deposits as banks now offer more interest for the same amount, but what about the fixed deposits … [Read more...]

By popular demand: 20% off on financial planning service – Till 10th Oct ONLY

Hello, I have recently revised the price of the "My Financial Plan" service to Rs. 7,999, effective 1st Oct. Even at this new price, this personalized financial planning service provides tremendous value because it remains cheaper than most other financial planning services available – while … [Read more...]

4 days left to get my financial planning service really cheap – Price of the “My Financial Plan” service is increasing

Hello, As you would be aware, apart from writing articles here, I also offer personalized financial planning service as a financial planner. I analyze your income and expenses, life and health insurance, asset allocation, net worth, etc. I also ask for details of your various financial … [Read more...]

Control your spending: Consider the “number of hours you have to work for it” before buying an item

While reading about saving and frugality, I recently came across a concept that I found really interesting and worth exploring further. You might see more articles about it in the future, but let's first understand the concept in detail. … [Read more...]