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India’s Budget 2013 – 2014: Everything You Need To Know

India's Finance Minister Shri P. Chidambaram presented the Union Budget 2013 - 2014 on 28th February 2013.Here is a detailed, in-depth analysis of the provisions in the budget and how they are likely to affect you - both positively and negatively.Note: This article would be updated in case … [Read more...]

PF Interest Rate for 2012-2013 Increased

In a move this is good for most salaried people of India, the interest rate on Provident Fund accounts has been increased for the year 2012-2013.Please read on for more details.  Provident Fund (PF) Interest Rate for 2012-2013 The Employees Provident Fund Organization (EPFO) has … [Read more...]

Budget 2013: What to Expect, What Not to Expect

January is coming to an end, and it just one month to go for Budget 2013.No wonder there are many rumors going around about the various new proposals for the annual budget!Here are the details of some of the things that would possibly be included in Budget 2013.  Increase in … [Read more...]

Continue Using Your Old Cheques – Deadline for New CTS 2010 Cheques Extended

As you would be aware, the Reserve Bank of India (RBI) had planned to implement the new Cheque Truncation System (CTS) starting 1st January, 2013.This would have rendered your old cheque leaves unusable - you were required to surrender the old cheques and replace your old cheque books with new … [Read more...]

Higher Provident Fund (PF) Deduction from Your Salary

The Employee Provident Fund Organization (EPFO) has come up with a fresh idea: more money should be deducted from your salary for Provident Fund (PF).They have announced this via a circular dated 30 November, 2012. Read on to get the full details, and how it impacts you.  Provident … [Read more...]

E-Passbook Service for Provident Fund Balance – Now Check Your PF Balance Online

The Employees Provident Fund Organization (EPFO) has recently launched a e-passbook service for PF accounts.Using this feature, you would be able to check your PF accounts online.  What Would the PF E-Passbook Contain Your PF e-Passbook would contain details of all the transaction in … [Read more...]

Income Tax Return (ITR) filing deadline extended

In a surprise last-minute move, the Central Board of Direct Taxes (CBDT) has extended the deadline for filing the income tax returns for this year.Read on for complete details.  The New Deadline Via a circular no. 225/163/2012/ITA.II dated July 31st 2012, the CBDT has extended the … [Read more...]

Budget 2012 – 2013: Everything You Need To Know

Curious about the budget 2012 2013? Want to know what changes have been brought about in this budget? Want to know the changes in income tax slab rates, and how they impact you?Here is your complete resource about the Budget 2012 2013.Note: This is an evolving article - as more details … [Read more...]

Expectations from the Budget FY 2012 – 2013

We have all been discussing the budget and desperately waiting for it. It has been the talk of the town for now.Especially after the UP elections, the UPA budget is what everybody right from the common man to the top-notch investors are concerned about.  Some background With the … [Read more...]

Buying a home becomes more difficult – Now you get lesser amount as home loan

If you are a middle class, salaried individual, buying a house or flat of your own has become really difficult. The main reasons are the high property prices, and the high interest rates for home loans.But now, there is another factor that is going to make home purchase even more difficult for … [Read more...]