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Provident Fund (PF) interest rate raised to 9.5% – Implications for you

The interest rate on PF has been raised by 1% to 9.5%. Read on for more details, and to know what you should be doing now. … [Read more...]

Cap on charges levied by ULIPs – What IRDA has mandated and how it impacts you

Some time back, Regulatory and Development Authority (IRDA) came up with guidelines that placed upper limit on the various charges in Unit Linked Insurance Plans (ULIPs). Let’s understand what the limit is, and what it means for you. … [Read more...]

Indian Rupee gets its own symbol – a perfect mix of Roman and Devanagari scripts

The Indian Rupee now has its own symbol – just like some other major currencies in the world. … [Read more...]

Making ULIPs better – The problems, the corrective steps taken by IRDA and their implications for you

For past few months, the Insurance Regulatory and Development Authority (IRDA) has been taking some steps to make Unit Linked Insurance Plans (ULIPs) more transparent and user friendly. This article lists these positive changes and discusses their implications for you. … [Read more...]

Migrating to the “base rate” regime from BPLR – the impact on you and what you should do

Banks have moved to the “base rate” system from the “benchmark prime lending rate (BPLR)” system. What does it mean? How does it affect you? Read on. … [Read more...]

SEBI asks mutual funds (MFs) to express dividend in Rupees, not as a percentage

The Securities and Exchange Board of India (SEBI) has asked mutual funds to quote the dividend declared on their various schemes in absolute Rupee terms, and not as a percentage. … [Read more...]

Mandatory 25 percent public shareholding / float for listed companies – How it impacts you

The government has mandated that all listed companies in India need to have at least 25% public shareholding. How does it impact various companies, and what does it mean to you? Read on. … [Read more...]

Bank savings accounts to earn more interest for you starting today

Due to a change in the method of calculation of interest to be paid on your savings account balances, you would be earning a lot more as interest – even when the rate of interest is unchanged (3.5% per year). Understand what is changing, and how you would benefit from it. … [Read more...]

Restrictions on usage of ATMs of other banks

Although free third party ATM withdrawals were announced with much fanfare in April 2009, some restrictions are coming on such transactions from 15th October 2009. Read on for more details. … [Read more...]

SEBI proposes Real Estate Investment Trusts (REITs)

Securities and Exchange Board of India (SEBI) has proposed introduction of Real Estate Investment Trusts (REITs). … [Read more...]