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PF Interest Rate for 2012-2013 Increased

In a move this is good for most salaried people of India, the interest rate on Provident Fund accounts has been increased for the year 2012-2013.Please read on for more details.  Provident Fund (PF) Interest Rate for 2012-2013 The Employees Provident Fund Organization (EPFO) has … [Read more...]

Tips for Improving Your Chances of Finding a Home Loan

The thought of buying a new house without enough funds will make you think of the only possible option - “Home Loan” or “Mortgage Loan”.However, before reaching a bank, a home loan broker or other lender for a home loan, you should know a few things.  Affordable Amount Before going … [Read more...]

Private Banking Stocks May See Renewed Interest

According to the latest trade reports, a buoyant and renewed interest is being seen in banking stocks, having faced a period of exile and disinterest for quiet sometime.However, trade analysts at Kotak Securities are being more bullish towards private sector banks, with only a selective interest … [Read more...]

Education Loans / Study Loans / Student Loans in India

The cost of higher education has been escalating day by day, and it is increasingly becoming difficult to fund higher education expenses yourself.If you have been looking for funding your own higher education, or the education of your son or daughter, an education loan (also called a student … [Read more...]

Positive Changes For Small Saving Schemes and Public Provident Fund (PPF) – What It Means For You

The Government had recently announced many small changes that should bring cheer to you!This includes changes in Post Office Savings Accounts, Post Office Monthly Income Scheme (PO MIS), and Public Provident Fund (PPF).Following are the details and their implications for … [Read more...]

Interest rates on Savings Accounts deregulated – What does it mean for you?

 On 25 Oct 2011, the Reserve Bank of India (RBI) made an announcement that it has deregulated the interest rates for savings accounts in banks.  The History So far, the interest rate earned by the money in your savings account was fixed and regulated by RBI - it has been 4% per … [Read more...]

Fixed Maturity Plans (FMPs) of Mutual Funds – Benefits of investing

With inflation figures on the rise, the interest rates offered by banks on deposits are also rising.This may look like a rosy picture for those who derive a major chunk of their income from fixed deposits as banks now offer more interest for the same amount, but what about the fixed deposits … [Read more...]

Interest rates are increasing – Should you open fixed deposits now to lock into higher rates?

The interest rates cycle has almost peaked. Is it the right time to lock into the high interest rates by opening fixed deposits (FDs) for a long term? … [Read more...]

Interest rates have risen – Should you break your old fixed deposit (FD) to get a higher interest rate?

The interest rates have risen in the past few months. Should you be breaking your old FDs and opening new FDs with higher rates? Is there any penalty involved? What should you do? Read on. … [Read more...]

All about “teaser rate” home loans – And what its end means for you

Some of the large banks in India have announced that they are stopping the “teaser” rates for home loans. Is this good for you, or bad? How does this effect you? Find out! … [Read more...]