FREE YouTube Videos for Beginers and Kids: Easy Peasy Finance

  • Fun Videos Covering Basic Concepts of Personal Finance
  • Basic & Complex Topics Explained in Easy-to-Understand Language
  • Earning, Spending, Saving, Investing, Retirement Planning & more!

Click here to Subscribe:

Interest rates in India moving up – Deposit and lending rates increased by leading banks

Some of the largest banks in India have announced a hike in interest rates. Here are the details. … [Read more...]

RBI 8% Savings (Taxable) Bonds – Are they right for you?

This article explains the features of the RBI's 8% savings bonds (also referred to as “RBI Relief Bonds”), and discusses if you should be investing in them. … [Read more...]

Provident Fund (PF) interest rate raised to 9.5% – Implications for you

The interest rate on PF has been raised by 1% to 9.5%. Read on for more details, and to know what you should be doing now. … [Read more...]

Migrating to the “base rate” regime from BPLR – the impact on you and what you should do

Banks have moved to the “base rate” system from the “benchmark prime lending rate (BPLR)” system. What does it mean? How does it affect you? Read on. … [Read more...]

Bank savings accounts to earn more interest for you starting today

Due to a change in the method of calculation of interest to be paid on your savings account balances, you would be earning a lot more as interest – even when the rate of interest is unchanged (3.5% per year). Understand what is changing, and how you would benefit from it. … [Read more...]

Transparency in floating interest rate home loans – Customers to know changes in reference rate instantly

The Banking Codes and Standards Board of India (BCSBI) has asked its member banks to publish the reference rate to which its floating rate loans are tied. The banks have also been asked to publish any changes made to the reference rate. … [Read more...]

Change in interest rate: Impact on floating rate home loan, EMI and tenure

The interest rates have been very volatile in the last few years. A couple of years back, the rates were going down. And they have been moving up for some years now.What effect does a rate change have on a floating rate home loan (or mortgage)? Does it change the amount of the EMI? Does it alter … [Read more...]

Dividend Yield – A better alternative to FDs

This article describes how the strategy of Dividend Yield can be used to generate regular income, and get capital gains as a bonus! … [Read more...]