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What “Kolaveri Di” Song Teaches You About Personal Finance

Unless you have been hibernating for a few months, there is no way you have not heard about the song "Kolaveri Di".It is a song from an upcoming Tamil film, and the lyrics are in Tamil and English.The song is HUGELY popular - not only in Tamilnadu, not only in Southern India, not only in … [Read more...]

New Internet Scam in the name of Income Tax (IT) Refund and How you can stay safe

The internet has a lot of con men trying to rob you of your money through scams - whether it is someone wanting to transfer money from eastern Europe or some widow of a war lord in Africa asking for your help.Now, a new scam has emerged that is targeting Indians specifically - it is also in the … [Read more...]

Control your spending: Consider the “number of hours you have to work for it” before buying an item

While reading about saving and frugality, I recently came across a concept that I found really interesting and worth exploring further. You might see more articles about it in the future, but let's first understand the concept in detail. … [Read more...]

What should you do with Gold price above Rs. 25,000 – Buy, hold or sell?

 The price rise of gold is not showing any signs of stopping - it swept past the Rs. 25,000 (per 10 grams) mark some time back, and is about Rs. 28,000 per 10 grams at the time of writing!The questions is: What should you do now? Should you buy gold, hold what you already have, or sell … [Read more...]

Interest rates are increasing – Should you open fixed deposits now to lock into higher rates?

The interest rates cycle has almost peaked. Is it the right time to lock into the high interest rates by opening fixed deposits (FDs) for a long term? … [Read more...]

Provisions for clubbing of income for Income Tax – And how to use them to your benefit

Did you know that some other peoples' income can be included with your income for the calculation of income tax? But there are ways of avoiding it. Read on! … [Read more...]

What should be the term or duration of your life insurance policy?

Buying a life insurance policy is important. And apart from the sum insured, there are many other things that are important too. One of them is the tenor or duration of the policy. … [Read more...]

How should you withdraw your money from an equity mutual fund (MF)?

Is there is right way of taking out your money from the stock market? Is there a way to liquidate your equity MF investment which would help you maximize your gains? Yes, there is! Read on. … [Read more...]

5 things to do as soon as you get a job to secure a healthy financial future

There are certain things that you should do as soon as you start your career – things that would make your financial life simple going forward. Here is a list of the 5 most important things. … [Read more...]

7 things to do NOW to avoid problems in filling and filing your Income Tax Return (ITR) form

Here is a list of things you should do right now in order to avoid any issues while filing your Income Tax Return (ITR). … [Read more...]