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6 Basic Financial Things a USA Based NRI Should Keep in Mind

There some essential financial information a fresh NRI relocated to USA should always keep in mind.Even long-time NRI residents in the US sometimes feel insecure regarding various complex legal and tax rules one needs to abide by in the United States.So, in both the cases, you must have some … [Read more...]

RBI relaxes bank account and foreign exchange rules for NRIs & PIOs

The Reserve Bank of India has announced some changes to foreign exchange and bank account norms for Non Resident Indians (NRIs).This has resulted in further liberalization of the Foreign Exchange Management Act (FEMA).Following are the changes.  Holding joint account with resident … [Read more...]

Not Cash, Not Travellers Cheques: Use Travel Card

 When you travel abroad, how do you carry the money? Cash or travellers cheques, right? Now, there is a third alternative which offers the best of both: A travel card. … [Read more...]

Residential / Commercial Property for a Non Resident Indian (NRI)

Many NRIs and Persons of Indian Origin (PIO) want to invest in India – in both commercial and residential properties. NRIs and PIOs also plan to buy such properties as an investment, and rent them out to earn a steady income stream.This article discusses various rules and restrictions related to … [Read more...]

What is American Depository Receipt (ADR) and Global Depository Receipt (GDR)?

This article explains what ADRs and GDRs are, and how they can be used by Non Resident Indians (NRIs) and non-Indians for making investments in India. … [Read more...]

Non-Resident External (NRE) & Non-Resident Ordinary (NRO) Accounts for NRIs

We often hear about the two types of Non-Resident bank accounts – NRE and NRO. We also keep hearing about the restrictions each has, like restriction on repatriation. This article clarifies the difference between NRE and NRO accounts, and explains their characteristics. … [Read more...]