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Positive Changes For Small Saving Schemes and Public Provident Fund (PPF) – What It Means For You

The Government had recently announced many small changes that should bring cheer to you!This includes changes in Post Office Savings Accounts, Post Office Monthly Income Scheme (PO MIS), and Public Provident Fund (PPF).Following are the details and their implications for … [Read more...]

5 things to do as soon as you get a job to secure a healthy financial future

There are certain things that you should do as soon as you start your career – things that would make your financial life simple going forward. Here is a list of the 5 most important things. … [Read more...]

An introduction to Post Office (PO) Recurring Deposit (RD) Account

Apart from various banks, the Post Offices in India also offer recurring deposits. Here’s all you would want to know about the PO RD accounts. … [Read more...]

An introduction to Post Office Monthly Income Scheme (PO MIS)

The Post Office Monthly Income Scheme, more commonly known as MIS, is very popular among safety-seeking investors.Here are all the details that you should know about PO MIS. … [Read more...]

All you wanted to know about Senior Citizen Savings Scheme (SCSS)

The Senior Citizen Savings Scheme (SCSS) is often referred to as the best alternative for the elderly to invest their money. Is this justified? Here's a detailed look at all the features of the Senior Citizen Savings Scheme, and an analysis of whether you should invest in it or not. … [Read more...]

Public Provident Fund (PPF) – Plan Your Retirement and Save Tax

This article illustrates the features of Public Provident Fund (PPF), and explains how it can be used for long term wealth creation. … [Read more...]

Saving Income Tax – Understanding Section 80C Deductions

This article explains how the deductions under Sec 80C of the Income Tax (IT) Act can help reduce your income tax liability. It also helps you decide where to invest to claim deductions under Sec 80C. … [Read more...]

Comparison between NSC and KVP

 This article compares the features of National Savings Certificate (NSC) and Kisan Vikas Patra (KVP) … [Read more...]

Tax sops for Post Office schemes, bonus on PO MIS

 The government has announced that some of the tax sops on Post Office schemes would be restored. A bonus of 5% would also be paid on the Monthly Income Scheme (MIS) / Monthly Income Account (MIA). … [Read more...]

Kisan Vikas Patra (KVP)

 This article is an introduction to Kisan Vikas Patra (KVP), and describes its features. … [Read more...]