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  • Income Tax: Rules, Forms (ITRs), Filing
  • Investments: Stocks, Mutual Funds, ULIPs, Gold, Real Estate
  • Insurance: Term Insurance, Endowment Plans, ULIPs
  • Loans: Home Loans, Auto / Car Loans, Lease, Hire Purchase

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Your Income Tax and Tax Saving Investment Related Questions Answered

Hi all, It was a pleasure to talk to you on my Facebook page yesterday, and answer your income tax and tax saving investment related questions. I am glad that I could be of help, and we would definitely have more such sessions before the end of the investment season.   A background … [Read more...]

Cap on charges levied by ULIPs – What IRDA has mandated and how it impacts you

Some time back, Regulatory and Development Authority (IRDA) came up with guidelines that placed upper limit on the various charges in Unit Linked Insurance Plans (ULIPs). Let’s understand what the limit is, and what it means for you. … [Read more...]

Making ULIPs better – The problems, the corrective steps taken by IRDA and their implications for you

For past few months, the Insurance Regulatory and Development Authority (IRDA) has been taking some steps to make Unit Linked Insurance Plans (ULIPs) more transparent and user friendly. This article lists these positive changes and discusses their implications for you. … [Read more...]

Are ULIPs a costly form of term insurance plus MF investments?

This article compares Unit Linked Insurance Plan (ULIP) with a combination of term insurance & Equity Linked Savings Scheme (ELSS) investment, and judges the utility of each strategy. (ULIP versus Mutual Funds - MF) … [Read more...]

ULIP v/s Endowment Plan for Life Insurance

  This article is a comparison between the Unit Linked Insurance Plan (ULIP) and the regular Endowment Plan for life insurance. … [Read more...]