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Rajiv Gandhi Equity Savings Scheme – Save Tax Using RGESS

Rajiv Gandhi Equity Savings Scheme, or RGESS, was announced in the budget for the year 2012-2013. It is a new tax benefit introduced to encourage small and new investors to participation in the stock markets. Although it was announced in the budget, more clarity was needed regarding the … [Read more...]

Education Loans / Study Loans / Student Loans in India

The cost of higher education has been escalating day by day, and it is increasingly becoming difficult to fund higher education expenses yourself. If you have been looking for funding your own higher education, or the education of your son or daughter, an education loan (also called a student … [Read more...]

Fixed Maturity Plans (FMPs) of Mutual Funds – Benefits of investing

With inflation figures on the rise, the interest rates offered by banks on deposits are also rising. This may look like a rosy picture for those who derive a major chunk of their income from fixed deposits as banks now offer more interest for the same amount, but what about the fixed deposits … [Read more...]

RBI 8% Savings (Taxable) Bonds – Are they right for you?

This article explains the features of the RBI's 8% savings bonds (also referred to as “RBI Relief Bonds”), and discusses if you should be investing in them. … [Read more...]

An introduction to Post Office (PO) Recurring Deposit (RD) Account

Apart from various banks, the Post Offices in India also offer recurring deposits. Here’s all you would want to know about the PO RD accounts. … [Read more...]

An introduction to Post Office Monthly Income Scheme (PO MIS)

The Post Office Monthly Income Scheme, more commonly known as MIS, is very popular among safety-seeking investors. Here are all the details that you should know about PO MIS. … [Read more...]

All you wanted to know about Senior Citizen Savings Scheme (SCSS)

The Senior Citizen Savings Scheme (SCSS) is often referred to as the best alternative for the elderly to invest their money. Is this justified? Here's a detailed look at all the features of the Senior Citizen Savings Scheme, and an analysis of whether you should invest in it or not. … [Read more...]

Provident Fund (PF) and Voluntary Provident Fund (VPF)

Provident Fund (PF) and Voluntary PF (VPF) are two investment avenues that most salaried people invariably encounter. This article explains what PF is, and also talks about Voluntary Contributions to the PF account. Here’s how you can use PF and VPF to create a great base for a great retirement. … [Read more...]

Public Provident Fund (PPF) – Plan Your Retirement and Save Tax

This article illustrates the features of Public Provident Fund (PPF), and explains how it can be used for long term wealth creation. … [Read more...]

Comparison between NSC and KVP

  This article compares the features of National Savings Certificate (NSC) and Kisan Vikas Patra (KVP) … [Read more...]