You must have heard a lot about “credit report” and CIBIL lately. What are these? How do these impact your financial life? Read on to know more. … [Read more...]
A complete guide to your Credit Score, Credit Information Report (CIR) and CIBIL
Interest rates have risen – Should you break your old fixed deposit (FD) to get a higher interest rate?
The interest rates have risen in the past few months. Should you be breaking your old FDs and opening new FDs with higher rates? Is there any penalty involved? What should you do? Read on. … [Read more...]
Understanding Equated Monthly Installment – What is an EMI?
We all keep hearing about EMI, and most of us also pay EMIs for various loans. But what exactly is an EMI? What is its breakup? If you have to prepay a loan, whan should you do it? Let's understand. … [Read more...]
Launch of MF Portfolio Analysis and ULIP Review Services, An E-Book, and RaagVamdatt.com Products and Services Store
RaagVamdatt.com launches MF Portfolio Analysis Service, ULIP evaluation and review Service, an E-Book (Personal Finance for the Young Professional) and the Products and Services Store. Read on for more details. … [Read more...]
What is a Permanent Account Number (PAN), who needs it and how to get it
This article explains the PAN number in detail, and explains how to get a PAN card. It also talks about who needs it – resident Indians, NRIs, etc. … [Read more...]
10 best personal finance articles from 2010
Here is a list of the ten personal finance articles that have been most popular on RaagVamdatt.com … [Read more...]
Systematic Withdrawal Plan (SWP) – Avoid timing the market while selling and get regular payouts
Timing the market is a futile effort – both while buying mutual funds (Mfs) and selling. Here is how you can avoid timing the market while selling your units and gain from cost averaging. … [Read more...]
Senior Citizens and stock market – Why to invest, how to invest
This article looks at the importance of stock markets when it comes to investment by senior citizens. It explains why seniors should invest in stocks, how they can do this, and how much should they invest. … [Read more...]
Interviewed by MyIris.com and FAAIDA
I was recently interviews by MyIris.com and FAAIDA. Here are the details. … [Read more...]
5 Points to note when buying a house / residential property
What are the factors to be considered while buying a house / flat? Here are some tips. … [Read more...]